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Gap Year Insurance.

HOW MUCH DOES IT COST?

Duration EuropeAustralia/NZ Worldwide 
Up to 4 months £43.83£75.73£94.15
Up to 5 months£53.98£91.75£114.00
Up to 6 months£64.15£107.74£133.94
Up to 7 months£74.29£123.75£153.90
Up to 8 months£84.50£139.75£173.82
Up to 9 months£94.60£155.91£193.77
Up to 10 months£104.70£171.86£213.56
Up to 11 months£114.90£187.83£233.56
Up to 12 months£125.00£203.89£253.55
 Repeat cover£26.47£26.47£26.47

HOW DO I PURCHASE BACKPACKER GAPYEAR INSURANCE?

Fill in the Travel Form

Or

CONTACT US VIA:

TEL:   0844 826 2031* or 
           0044161772 3395*

EMAIL: 
info@cover4insurance.com
WRITE:  Uk & Ireland Insurance services
            (online) Limited, 

            Bank House, 
            WarwickStreet,
            
Manchester, 
            UK M25 3HN

*For our joint protection, calls may be recorded and monitored.
 Calls will be charged at a maximum 5p a minute from a BT line. Calls from non-BT phone lines may vary.
 
Phone lines are open Monday to Friday 9.00am - 5.00pm excluding public holidays.

WHAT'S COVERED?

COVER DESCRIPTIONSUM INSUREDEXCESS
A1} Cancellation & curtailment£1,500£60 (£30 for loss of deposit)
A2} Catastrophe£700£60
B1} Emerency medical expenses£3,000,000£100
Emergency dental treatment£200£100
Emergency assistanceUnlimitedNil
B2} Repatriation£500,000£100
C} hospital benefit£15 for each complete 24hr period up to £300Nil
D} Personal possessions£1000£60
Single item limit£200
Valuables limit£200
D1} Travel documents£150£60
D2} Baggage delay£150£60
D3} Personal money£200£60
Cash limit£150
Cash (insured aged under 18)£50
E} Personal accident£15,000Nil
Loss of limbs or sight£15,000
Permanent disablement£15000
Death (insured aged 16 or over)£7,000
Death (insured aged under 16)£1,000
F} Missed departure£500£60
G} Delayed departure£20 foreach full 12hr delay up to £100Nil
H} Holiday abandonment£1,500£60
I} Personal liability£2,000,000£275
J} Repeat coverSubject to a payment of an aditional premium
Curtailment Worldwide£700Nil
Resuming the trip Worldwide£700
Curtailment Europe£350
Resuming the trip Europe£350

WHERE DOES COVER APPLY?

You choose your area of travel from:

  • Europe 
  • Australia - New Zeland
  • Worldwide

Click here to book a Travel Insurance Policy

WHAT ARE THE GEOGRAPHICAL / TERRITORIAL LIMITS?

Europe 

The Continent of Europe west of the Ural Mountains, Madeira, Canary Islands, Iceland the Azores, Mediterranean Islands and Non- European countries bordering the Mediterranenan (except Algeria, Lebanon, Libya and Israel) 

Australia & New Zealand  

If the insured travels on a n0n-direct flight  to Australia or New Zealand, the Insurer will automatically provide worldwide cover for up to 48 hours for any stopovers made during the booked flight to or from Australia or New Zealand. 

Worldwide 

All Countries including the USA & Canada

Click here to book a Travel Insurance Policy

WHO CAN TAKE OUT THIS POLICY?

Individual / Couple annuals policy any UK resident(s) aged 39 or younger at time of purchase.

Click here to book a Travel Insurance Policy

WHAT HAZARDOUS SPORTS & ACTIVITIES CAN I GET COVER FOR?

For those of you who enjoy adventure holidays, our polices can be tailored to cover you for higher risk activities such as hang gliding and rock climbing, please click on our hazardous sports page, to view what is available and the costs involved.

Please select the highest level sport/ activity you will be participating in while you are on holiday.

Please note: If you select a sport in Grade 3 and pay the additional premium to cover that sport then you are automatically covered for all Sports & Activities in that category and those in Grades 2 & 1.

  • Grade 1Standard premium
  • Grade 250% load to the standard premium (For example standard premium of £43.83*1.5= £65.75)
  • Grade 3100% load to the standard premium (For example standard premium of £43.83*2= £87.66)
  • Grade 4 200% load to the standard premium (For example standard premium of £43.83*3= £131.49)
  • For more information visit our specialist sports page                       click here

NOT LOOKING FOR BACKPACKER GAP YEAR INSURANCE?                                       

Click here to book a Travel Insurance Policy